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21.4% of All Herne Hill Properties were Bought Without a Mortgage in the Last 7 Years

For most Herne Hill people, a mortgage is the only way to buy a property. However, for some, especially Herne Hill homeowners who have paid off their mortgage or Herne Hill buy to let landlords, many have the choice to pay exclusively with cash. So the question is, should you use all your cash, or […]

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Herne Hill Homeowners Have Made an Annual Profit Of £32,143 Since the Millennium

As we go full steam ahead into 2019, it’s certain that the Herne Hill housing market in 2018 was a little more restrained than 2016 and 2017 and I believe this will continue into 2019. Property ownership is a medium to long term investment so, looking at the long-term, the average Herne Hill homeowner, having

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Live in Herne Hill? About to Retire and Privately Rent? You Could be £13,100 a Year Worse Off!

You read the personal finance pages of the newspapers and it all seems to be the impending pensions crisis … where people aren’t saving enough for their retirement. But it’s not the lack of Herne Hill peoples’ future pension incomes that are my immediate concern. The fact is that so many of the future retirees

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As OAP’s set to rise to 1 in 8 of Herne Hill’s population by 2037 – Where are they all going to live?

With constant advances in technology, medicine and lifestyles, people in the Herne Hill area are, on average, living longer than they might have a few decades ago. As Herne Hill’s population ages, the problem of how the older generation are accommodated is starting to emerge. We, as a borough, have to consider how we supply

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Norwood Road … the road where people move the most in Herne Hill and the whole of SE24

Many folks say moving home is the most stressful thing. Moving home is like someone (and that someone is usually you and you are the cause of this devastation) has collected all your worldly goods, put them into brown boxes and into a lorry making your whole life look like a Amazon delivery van, only

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1 bed, 2 bed, 3 bed or 4 bed homes – Which Sell the Best in Herne Hill?

A few months ago, I wrote an article on the Herne Hill Property Blog about the length of time it took to sell a property in Herne Hill and the saleability of the different price bands (i.e. whether the lower/middle or upper local property markets were moving slower or quicker than the others). For reference,

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Herne Hill First Time Buyers Need 15.2 Times Annual Salary to Get on Housing Ladder

What is it to be British? Our stubbornness, long-suffering stoicism, our vexation at injustice, our obsession with football and rugby, we are weather obsessed external awkward noncommittal modest people whilst underneath seething like a volcano because someone jumped the queue….. and our No.1 obsession is with the property ladder. This ‘love affair’ with owning our own

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