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When investing in a rental property in Herne Hill, one decision landlords might make is whether to let a property as a single let or operate it as a House in Multiple Occupation (HMO). ‘Might make’ is an operable term here; sometimes, there is a limit to the number of HMO properties in a given area, which may […]

Against a backdrop of global uncertainty and rising mortgage rates, the UK property market is holding its nerve, and two reports published by Forbes this month help explain why. Here’s what the latest national data means for buyers and sellers in Herne Hill. The headlines have been hard to ignore. Conflict, political turmoil, the rising

TL;DR: Mortgage product availability has hit a two‑year low, fixed rates are rising at their fastest pace in years, and the average deal is now being pulled off the shelf in just eight days. But before you panic, here is what the data really tells us – and why, if you’re looking to move home,

Buying your first home is one of life’s milestones. It can feel exciting, daunting, and sometimes overwhelming all at once. You don’t want to risk losing out on your dream home or getting left behind as prices rise… but equally, you know there are bear traps to avoid, and you want to make sure you

Easter weekend has come and gone – and what a lovely weekend it was, as the sun came out, and with it that sense of people letting go of just a little bit of tension; did you not think? There has been plenty of it around – and it can definitely weigh anyone down. Here

The headline may come as a surprise. On 26 March, the Office for National Statistics (ONS) released its Housing Affordability in England and Wales: 2025 report, and several outlets – not least the venerable Financial Times – led with that sort of apparently upbeat headline: that property is at its most affordable since 2015. Homeownership

It was the first day of Spring last week, Friday 20 March, 2026. And we all know that Spring is ‘the best time of year’ to sell your home? No? Actually, no, not necessarily. It is, however, often the busiest time of the year for property transactions and sees a steep rise in new properties

The Monetary Policy Committee has voted to hold the Bank of England Base Rate at 3.75%. This was not a surprise. But before anyone rushes to write this up as an economic setback, it is worth noting that the property market itself remains in better shape than headlines suggest. Just a month ago, there was

Regular readers of this blog will know that my world usually revolves around property: lettings legislation and landlord tips, the Herne Hill market as a whole, and the endless fascination of what makes a house a home. But in this week’s article, I want to share something a little different. Something that has been sneakily